Raising finance
If you want to borrow money in order to set up, or to help your expansion plans along the way, we can help you decide:
- How much you should borrow
- For how long will you need it
- The form of finance – an overdraft, a loan, invoice discounting, a larger mortgage
- Equity finance – where the people providing the money own shares in your business, rather than lend to it
- The detailed terms you are looking for – such as no early repayment discount, whether you need to use the government guarantee scheme, and more
Once you have decided what you want, we can tailor a short list of possible lenders and give you as much or as little support as you need along the way.
Lenders change their lending criteria all the time; and whilst they generally make money only when they lend, they can suddenly withdraw from or seek specific sectors or types of lending, to minimise their own risk and keep their own portfolios balanced. We keep in touch with lenders, so we know who is looking to lend in different scenarios.